> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vindicia.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Vindicia Payment Regulations and Compliance Introduction

With decades of experience in the subscription, recurring payments, and payment healing environments, Vindicia is an expert in these domains. We strive to enable you to optimize your business and reach higher recurring revenue.

As such, we will keep you up-to date as to new and emerging regulations and mandates, sharing details from the regulators that are prescribing them as well as explaining what it is Vindicia is doing to address changing rules and practices.

Refer to the following regulations for details:

* [Card-On-File (CIT/MIT)](cardOnFileAbout)
* [Authorization Response Codes](authorizationResponseCodes)
* [Eight-digit BINs](8digitBins)
* [3DS - Strong Customer Authentication](whatKnow3ds)
* [Refund Authorization Regulation](refundAuthorizationCompliance#)


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