> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vindicia.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Transactions

Transactions are the failed payments submitted from your billing system to Vindicia Retain for recovery. These are recurring payments of credit cards, debit cards or prepaid cards that failed, without your customer involvement and pose a risk to the viability of the subscription if not handled. The submitted Transactions initiate additional (retry) attempts to recover the failed payments, which appear as associated Transactions in Retain. Any payments captured byRetain appear to your customers as a subscription payment originated by your business since Retain utilizes your Merchant ID, and captures the transactions on your behalf.


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